LOAN AGAINST PROPERTY
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Your property is more than just a possession; it's a valuable asset waiting to be leveraged for your financial needs.
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At ATLC, we understand the potential your property holds, and that's why we offer hassle-free Loan Against Property solutions, providing you with funds up to ₹25 Crore. Whether you have a residential, commercial, or industrial property, you can use it as collateral without any restrictions, continuing to use it as you normally would.
We've streamlined the application process to make securing funds a breeze. With our online application system, you can apply in just a few simple steps. Meeting our basic requirements is all it takes to get your loan processed and disbursed promptly.
Why Choose ATLC Loan Against Property?
1. Flexible Usage:
Use the loan amount freely for various purposes, including:
- Expanding your existing business
- Consolidating high-interest debt
- Managing unexpected medical emergencies
- Renovating your business infrastructure or home
- Funding higher education abroad
2. Low-Interest Rates and Customized Solutions:
Benefit from low-interest rate finance tailored to your needs. Our Loan Against Property features are designed to help you leverage your property effectively, ensuring you get the best deal possible.
3. Quick and Easy Processing:
We value your time. That's why our application process is designed to be quick and hassle-free. With minimal documentation requirements, we expedite loan processing, ensuring a seamless experience for our customers.
4. Loans on Various Property Types:
ATLC Fincorp offers loans against a range of property assets, including residential, commercial, industrial, and warehouse properties. No matter the type of property you own, we have a solution for you.
5. Higher Loan Amounts with Flexible Tenure:
Enjoy a higher Loan-To-Value (LTV) ratio on your property's market value, ensuring you get substantial funds to meet your financial obligations. Additionally, our flexible tenure options, extending up to 15 years, allow you to manage repayments comfortably.
6. Transparent and Cost-Effective:
We maintain 100% transparency with our customers. All charges and fees applicable to the loan are communicated upfront, eliminating any hidden costs. Our competitive interest rates ensure pocket-friendly EMIs, preventing any financial burden.
7. Foreclosure Flexibility:
Clear your debt ahead of time without worrying about high charges. We offer foreclosure options without any prepayment charges if paid from your own sources. For other sources, a foreclosure fee, up to 4% of the outstanding principal plus taxes, applies.
8. Wide Range of Loan Amounts and Product Categories:
Avail loans ranging from ₹51 Lakh to ₹25 Crore. Depending on your specific needs, choose from our two loan products: Loan Against Property (LAP) and Loan for Commercial Property Purchase (LCP). Under LCP, you can borrow funds for purchasing commercial property at a high Loan-to-Value (LTV) ratio, with an easy process and competitive interest rates.
At ATLC, we empower you to make the most of your property's value.
Apply for a Loan Against Property today and secure the financial freedom you deserve.
Loan Against Land/Plot - Residential/Commercial/Industrial Property
Tap into the potential of your residential, commercial, or industrial land or plot with ATLC's Loan Against Land/Plot. Whether you own a piece of residential land, a bustling commercial space, or an industrial plot, our financing
solutions allow you to leverage the value of your property for your financial needs.
Key Features
Versatile Collateral Accepted
Secure a loan against your residential, commercial, or industrial land/plot. ATLC recognizes the diverse nature of your properties, ensuring flexibility in collateral.
Competitive Interest Rates
Benefit from competitive interest rates tailored to the specific category of your property. Our goal is to offer you affordable financing solutions that align with your financial goals.
Customizable Loan Amounts
Unlock the value of your property with loan amounts designed to meet your financial requirements. Our solutions allow you to tap into the potential of your land or plot for various needs.
Why Choose ATLC for Loan Against Land/Plot
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Comprehensive Property Coverage: Whether it's a serene residential plot, a bustling commercial space, or an industrial haven, ATLC's Loan Against Land/Plot covers a spectrum of property types.
02
Flexible Financing Solutions: We understand that each property is unique. Our financing solutions are flexible, ensuring that your loan terms and amounts are customized according to the specific characteristics of your land or plot.
03
Efficient Processing: ATLC prioritizes efficiency. Experience swift processing of your loan against land or plot, ensuring you have access to funds when you need them.
Loan Against Leasehold Property - School & Hospital: Empowering Educational and Healthcare Institutions
Empower your school or hospital by unlocking the financial potential of your leasehold property with ATLC's specialized Loan Against Leasehold Property. Whether you're running an educational institution or a healthcare facility, our financing solutions cater to your unique needs.
Key Features
Dedicated to Educational and Healthcare Entities
ATLC's Loan Against Leasehold Property is designed exclusively for schools and hospitals, recognizing the critical role these institutions play in society.
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Tailored
Financing for Growth
Access financing tailored to the growth and development needs of your school or hospital. Our solutions aim to support your mission in providing quality education or healthcare services.
Flexible Loan
Terms
Enjoy flexibility in loan terms, allowing you to structure repayments in a manner that aligns with the revenue streams of your educational or healthcare institution.
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Why Choose ATLC for Loan Against Leasehold Property
01
Sector-Specific Expertise: ATLC brings sector-specific expertise to the table. We understand the unique challenges and opportunities faced by schools and hospitals, tailoring our financing solutions accordingly.
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Mission-Driven Support: Your mission is our priority. Whether it's nurturing young minds or providing healthcare services, ATLC's Loan Against Leasehold Property is designed to support the noble causes of educational and healthcare institutions.
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Efficient Processing: Time is of the essence. Benefit from efficient processing, ensuring that your school or hospital has access to timely financial support through our specialized loan solutions.